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Waterfront condominium with rows of balconies, palm trees, and a rocky shoreline at dusk.
Condominium balcony overlooking calm water, with a sailboat visible beyond the white railing.
Waterfront condominium with rows of balconies, palm trees, and a rocky shoreline at dusk.
Living room with light furnishings, parquet flooring, and balcony doors overlooking the water.
Water view with a sailboat offshore and a tree-lined shoreline.
Empty living room with parquet floors and sliding doors overlooking water.
Vacant living room with parquet floors, ceiling fan, and sliding doors overlooking the water.
Covered balcony overlooking blue water, with a white balustrade and distant tree-lined shore.
Kitchen with white cabinets, granite counters, tan tile backsplash, and stainless steel appliances.
Kitchen with white cabinets and stainless appliances, looking through to a balcony and water view.
Kitchen with white cabinets, stainless appliances, gold-toned tile backsplash, and granite countertops.
Vacant living area with parquet floors, ceiling fan, and open white kitchen.
Bathroom with a white vanity, glass-enclosed tub and shower, green tile, and parquet flooring.
Staged home office with built-in bookshelves and a balcony overlooking the water.
Empty room with built-in shelves, brass sconces, and polished parquet flooring.
Vacant room with built-in shelves, parquet flooring, and balcony doors overlooking the water.
Condominium balcony overlooking blue water, with dark tiled flooring and a white balustrade.
Bathroom with a marble-topped white vanity, framed mirror, and tiled shower surround.
Marble-tiled walk-in shower with chrome grab bar; doorway opens toward a water-view balcony.
Vacant bedroom with parquet floors and ceiling fan, opening to an en suite bathroom.
Vacant room with parquet flooring and sliding glass doors overlooking a balcony and water.
Condominium balcony overlooking calm water, with blue tile flooring, white railing, and a sailboat offshore.
Staged bedroom with parquet flooring, a wide window overlooking treetops, and a cushioned bench.
Vacant bedroom with parquet flooring, ceiling fan, and wide window overlooking trees.
Bathroom with a white vanity and gold fixtures beside a glass-enclosed beige-tile shower.
Empty bedroom with parquet flooring, built-in wood cabinets, and a ceiling fan with light.
Bathroom with white vanity and glass shower, opening onto a parquet-floored room.
Vacant bedroom with parquet flooring, wall of closets, and a large window.
Vacant condo living area with parquet floors, white closet doors, and the kitchen visible through an open doorway.
Waterfront condominium with rows of balconies beside a broad bay and tree-lined neighborhood.
Outdoor swimming pool with submerged steps and white lounge chairs beside the water.
Outdoor swimming pool beside a waterfront dock, with lounge chairs and a poolside building.
Outdoor condominium pool with submerged steps, white lounge chairs, and a covered pavilion.
Communal meeting room with dining tables, gray chairs, and a kitchenette.
Waterfront dock with a motorboat moored beside it
Wooden dock with mooring posts and boat lift extending into calm water.
Wooden waterfront dock with a boat lift and chairs overlooking calm water.
Waterfront condominium with white balconies, blue roof sections, palm trees, and a rocky shoreline.
Waterfront condominium with blue roofs and a rocky shoreline, viewed from above.
Wide water view with a sailboat, distant tree-lined shore, and scattered clouds.
SEE ALL PHOTOS
Waterfront condominium with rows of balconies, palm trees, and a rocky shoreline at dusk.
Condominium balcony overlooking calm water, with a sailboat visible beyond the white railing.
Waterfront condominium with rows of balconies, palm trees, and a rocky shoreline at dusk.
Living room with light furnishings, parquet flooring, and balcony doors overlooking the water.
Water view with a sailboat offshore and a tree-lined shoreline.
Empty living room with parquet floors and sliding doors overlooking water.
Vacant living room with parquet floors, ceiling fan, and sliding doors overlooking the water.
Covered balcony overlooking blue water, with a white balustrade and distant tree-lined shore.
Kitchen with white cabinets, granite counters, tan tile backsplash, and stainless steel appliances.
Kitchen with white cabinets and stainless appliances, looking through to a balcony and water view.
Kitchen with white cabinets, stainless appliances, gold-toned tile backsplash, and granite countertops.
Vacant living area with parquet floors, ceiling fan, and open white kitchen.
Bathroom with a white vanity, glass-enclosed tub and shower, green tile, and parquet flooring.
Staged home office with built-in bookshelves and a balcony overlooking the water.
Empty room with built-in shelves, brass sconces, and polished parquet flooring.
Vacant room with built-in shelves, parquet flooring, and balcony doors overlooking the water.
Condominium balcony overlooking blue water, with dark tiled flooring and a white balustrade.
Bathroom with a marble-topped white vanity, framed mirror, and tiled shower surround.
Marble-tiled walk-in shower with chrome grab bar; doorway opens toward a water-view balcony.
Vacant bedroom with parquet floors and ceiling fan, opening to an en suite bathroom.
Vacant room with parquet flooring and sliding glass doors overlooking a balcony and water.
Condominium balcony overlooking calm water, with blue tile flooring, white railing, and a sailboat offshore.
Staged bedroom with parquet flooring, a wide window overlooking treetops, and a cushioned bench.
Vacant bedroom with parquet flooring, ceiling fan, and wide window overlooking trees.
Bathroom with a white vanity and gold fixtures beside a glass-enclosed beige-tile shower.
Empty bedroom with parquet flooring, built-in wood cabinets, and a ceiling fan with light.
Bathroom with white vanity and glass shower, opening onto a parquet-floored room.
Vacant bedroom with parquet flooring, wall of closets, and a large window.
Vacant condo living area with parquet floors, white closet doors, and the kitchen visible through an open doorway.
Waterfront condominium with rows of balconies beside a broad bay and tree-lined neighborhood.
Outdoor swimming pool with submerged steps and white lounge chairs beside the water.
Outdoor swimming pool beside a waterfront dock, with lounge chairs and a poolside building.
Outdoor condominium pool with submerged steps, white lounge chairs, and a covered pavilion.
Communal meeting room with dining tables, gray chairs, and a kitchenette.
Waterfront dock with a motorboat moored beside it
Wooden dock with mooring posts and boat lift extending into calm water.
Wooden waterfront dock with a boat lift and chairs overlooking calm water.
Waterfront condominium with white balconies, blue roof sections, palm trees, and a rocky shoreline.
Waterfront condominium with blue roofs and a rocky shoreline, viewed from above.
Wide water view with a sailboat, distant tree-lined shore, and scattered clouds.
For Sale

100 Cherry Street 604

100 Cherry Street 604, Panama City, FL 32401

$399,000
MOTIVATED SELLER! Now offered with a $96,000 price reduction, this rare double-unit waterfront residence at The Cove presents an exceptional opportunity for both luxury living and investment potential. Originally Units 604 and 605, this expansive 2,701 sq. ft. bayfront residence was thoughtfully combined into one remarkable home. For buyers seeking flexibility, the property offers the unique possibility of being converted back into two separate condominium units, creating the potential for increased rental income, resale opportunities, or multigenerational living.

Framed by sweeping views of St. Andrews Bay and Shell Island, this mid-century-inspired residence features full-height sliders spanning the length of the home, opening to two spacious balconies and creating a seamless connection to the waterfront. Automated hurricane shutters and remote-controlled sunshades provide comfort, convenience, and peace of mind.

Recent updates include refreshed parquet flooring, designer lighting, and freshly painted interiors. The chef's kitchen is equipped with a Wolf cooktop, Maytag oven, and built-in JennAir microwave. Three private bedroom suites each feature their own full bath, while the owner's suite offers balcony access, panoramic bay views, and dual custom walk-in closets. A bayfront office with built-ins creates an inspiring workspace overlooking the water.

Additional highlights include two recently replaced HVAC systems, two private storage units, and two dedicated parking spaces conveniently located near the elevator. Residents enjoy access to The Cove's waterfront pool, clubhouse, and private dock, all just minutes from Historic Downtown Panama City's thriving arts, dining, and entertainment district.

This is a truly rare opportunity to own one of the largest and most distinctive waterfront residences in the area while also benefiting from the flexibility and value of what was originally two separate condominium units. Whether you're looking for an exceptional primary residence, second home, or investment opportunity, this property offers possibilities that are difficult to find on the Gulf Coast.

3
beds

3
baths

2,701 Sq.Ft. LIVING AREA

Frankie Silver

Frankie Silver

Features & Amenities

Interior

  • total bedrooms3
  • Total bathrooms3
  • full bathrooms3
  • APPLIANCES Convection Oven, Electric Cooktop, Electric Oven, Electric Water Heater
  • other interior Features Balcony, Double Vanity, Main Level Primary, Tub Shower, Walk-In Closet(s)

Area & Lot

  • Status For Sale
  • Living Area2,701 Sq.Ft.
  • Total Area2,701 Sq.Ft.
  • MLS® ID784711
  • TypeCondo
  • YEAR BUILT1975
  • Architecture StylesMid Rise
  • Water FrontageBayfront, Seawall
  • View DescriptionBay
  • Elementary SchoolCherry Street
  • Middle SchoolJinks
  • High SchoolBay

Exterior

  • STORIES7
  • utilitiesCable Connected, Phone Connected
  • PoolIn Ground, Community
  • roofClay
  • lot featuresPaved
  • parkingAdditional Parking, Paved, Parking Lot
  • HEAT TYPECentral
  • AIR CONDITIONINGCentral Air, Multi Units
  • sewerPublic Sewer
  • HOA AmenitiesDock, Picnic Area, Storage
  • security FeaturesCarbon Monoxide Detector(s), Fire Alarm, Smoke Detector(s)
  • other exterior FeaturesDock

Financial

  • Sales Price$399,000
  • Real Estate Tax $10,267/yr
  • HOA $4,930/3 mos
Condominium balcony overlooking calm water, with a sailboat visible beyond the white railing.

Schedule a Showing

We would love to show you our beautiful property. Please select your preferred date and time below. An agent will be in touch shortly to confirm your appointment.

Schedule a Showing

We would love to show you our beautiful property. Please select your preferred date and time below. An agent will be in touch shortly to confirm your appointment.

Thank you for your interest in 100 Cherry Street 604, Panama City, FL 32401. We are reviewing your request and will be in touch shortly!
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Contact Details

Josh Gettings

Phone

(850) 276-1710

Email

[email protected]

Frankie Silver

Phone

(850) 329-5406

Email

[email protected]

Address

PO Box 611262 Rosemary Beach FL 32461

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